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How To Get Organized At Home

Making life easier means a lot less stress

November 10, 2017

The Best Budget For Black Friday

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If you want to have a successful Black Friday, you must consider your budget! Creating the best budget for Black Friday, the one that is right for you is so important and not that difficult!

The most important aspect of any budget is to make sure that it works!

A budget that you can’t sort on paper won’t work in reality either!

A budget is based on the money you have coming in and the different places that you need to spend this money in order for you to live!

Creating the best budget for Black Friday has to work with what you are looking for and what you have available to spend if you don’t have the money don’t spend any!

Save money and set a budget for your Black Friday shopping! Prepare for the crazy deals and know what money you have!

How To Create Your Black Friday Budget

Be honest with your budget, there is no benefit for you if you are not including everything in your budget.

This will lead to failure and this will have a negative impact on your future finances.

You will need to do a few things, to create the best budget for Black Friday.

What you will need:

  • Your current budget, if you haven’t created one it isn’t difficult but it is going to increase the time you need to make your best budget for Black Friday.
  • What you want to buy on Black Friday.
  • If you know exactly what you are looking for, then you are in a good place to work out the best budget for you.
  • You must decide if you have the money already for the purchase you have in mind. If you do, it will reduce the amount you will need to save until Black Friday.
  • Use the current cost of the item you want, now deduct any money that you currently have saved, divide the rest by the number of wages you have left until Black Friday. This gives you the amount you will need to save until Black Friday. Yes, the idea is to get this item cheaper, but it will give you more savings too!

 If you are looking how to afford Black Friday you need to consider your budget and plan your shopping trip accordingly! Prepare yourself for the items you can’t afford and you have to walk away! Make your shopping experience a positive one too!

Organize And Prepare For Black Friday

If you have a figure that you can’t work into your budget, the chances are, you can’t afford the item; if this is the case, you need to consider the reasons for wanting the item; is it a need or a want?

This is the most difficult part of budgeting, is if your budget doesn’t cover the items that you want, you have to walk away!

If you need something because it will allow you to continue living and is part of the necessities of life, or if you want something because you hear that it is the best item ever.

If it is the latter, the chances are that you don’t need the item and you can live without it. If it is a need, then you must resign yourself that a few more months of saving and then the item will be within your financial reach.

Going into debt for something you can’t afford to buy is not worth the interest payments that you will need to find.

Organize your shopping list, the items that you are going to look for and that will be within your budget! Start researching the prices of the items, this helps you identify a great price when you see one!

Plan and prepare for your Black Friday shopping trip before you go!

Affiliate links are included for your convenience. (Which means if you make a purchase after clicking a link I will earn a small commission which helps keep my blog up and running but won’t cost you a penny more!) Click here to read my full disclosure and privacy policy.

Resources:

  • If you are struggling to make a budget It’s Easy To Make A Budget will help you!
  • Need even more help with budgeting? I love the advice and information that Dave Ramsey gives, it is practical and easy to follow!
  • Create a plan that is simple to help you can follow to help you get the best bargains for your money!

Tips And Strategies For Black Friday

Thinking through what you want to get out of your Black Friday shopping is important!

  • Working out your budget for Black Friday! Plan to only spend what you can afford!
  • Preparing your shopping list! Knowing in advance what you want will help you stay strong when you see a discounted item that you don’t really need!
  • Plan your shopping trip, know where you intend to go, the place you need to park!
  • Don’t forget to add parking costs and food in your Black Friday’s budget!
  • Leave small children at home, with suitable childcare, it’s not the place for them!
  • If you can’t afford something don’t be tempted to put the item on credit, always walk away!

By identifying if you can afford something, gives you the opportunity now to save the money you need.

If you have over budgeted and saved more than you need this gives you the opportunity to put that extra spare cash towards other bills and debts rather than buying more on Black Friday!

Therefore, if you are looking to create the best budget for Black Friday you have to look at the money you have available and to see if it is possible to save any money.

If you can, there is hope for a Black Friday budget, if you can’t afford to save any more money, then it will be best to avoid any Black Friday shopping spree. Putting purchases on credit should not be an option to consider!

Gifts for dog lovers and for dogs!
Don’t get lost in your preparation! Planning always makes it better!
Get your Black Friday’s Budget sorted now so you have some money to spend!

Looking for more Black Friday inspiration? 


Filed Under: Creating A Budget, Finance Sharon 2 Comments

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Comments

  1. Lowanda J says

    October 12, 2015 at 1:19 am

    I think I have gone shopping on Black Friday like 2 times over the last 18 years. I just can’t deal with all the crowds. The first time I went was nice because I was able to get some great gifts at a great price and everyone wasn’t fighting over stuff like you see now days. I think I’m still going to stay away from Black Friday, but this is good budgeting.

    Reply
    • Sharon says

      October 13, 2015 at 3:55 pm

      The crowds scare me too! 🙂

      Reply

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