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  1. Budgeting is something we’re going to be tackling (again!) in 2016. We have rough estimates of what we’re spending but definitely need to get more specific and tell our money where to go versus just figuring it out as the month goes along. This was informative – thanks!

  2. Thank you for your kind words and good luck with your budgeting next year! It is hard to tell you money what to do when it isn’t something you are used to doing!

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