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  1. I think setting a budget and then sticking to the budget is a big thing. We all know how much we have to spend on bills etc. each month, but it is the extras that seem to pop up that haven’t been budgeted for that get us. Great tips!

  2. Thank you for your kind words, I always have a flexi section in my budget to cater for the emergencies that I haven’t budgeted for! Thanks for visiting 🙂

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