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  1. We just started budgeting last month and did our first ever zero based budget. I feel hopeful that this is going to help us with our drastic cut in income without dipping in to our savings. I think the key is tracking expenses daily and inputting those. We’ve been using the free EveryDollar Budget and it’s been really helpful

  2. That is awesome! I love a zero-based budget, it makes so much more sense!

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