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  1. Yes to #1,2,3, well all of them really. I’ve been guilty of all 5.
    I need to make a budget asap.

  2. Bless you, the budget is the easy part, sticking to it is harder!

  3. Such good advice. For the first 15 years of our marriage I would withdraw cash each month and just make that last – no handing over the debit card all the time. It really worked and makes you think twice before buying anything. Now a days I still think about purchases but I do allow myself the convenience of the plastic card. I think maybe the good habits are engrained in me now! Not to say I never make a purchasing error, but thankfully not too often.

  4. I am an emotional spender. When I am upset and frustrated I will usually end up buying things that were not on my grocery list.

  5. I dislike the debit card it makes things too easy!

  6. I am an emotional eater!

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