With Valentine’s Day just around the corner it means the buying of gifts for your loved ones; while this might seem the accepted idea it is important that you can afford the gifts that you are buying. Having money allocated to gifts is important; it means that you can buy your loved one something. While love and romance is great, more relationship breakdowns and arguments surround money, so if you understand how important the gift is but also the amount of money, which you can afford, it is less likely to cause a conflict.
Spend What You Can Afford This Valentine’s Day
With the approaching end of month now is the perfect time, if you haven’t already done so, is to set your budget on how much you can afford to spend on your loved one.
Creating a category in your budget for your Valentine gift is important, it allows you to set a limit on the amount of money, which you can afford to spend, making the actual spending process that little bit easier if you know what you can afford in the first place.
It is not about going overboard, it is showing the person you love the affection and desire that you have for them; it is not about spending more money than you can afford. If they think you should spend more, maybe they aren’t the right person for you in the first place.
There are loads of things you can do to reduce the cost of Valentine’s Day.
- Cook a romantic dinner at home, light a few candles too; if you have children try putting them to bed early or get them to help out with serving the food. Don’t forget to get dressed up for the occasion.
- Go for a romantic walk, talk to each other, express your feelings; don’t just spend the entire time on your phone.
- A trip to the cinema and see a film that you will both enjoy.
- Go and do something fun where you both can let your hair down and just have some fun; try crazy golf, or bike riding.
- Don’t buy the expensive dress that you might wear once, consider hiring a dress for the occasion, you can hire designer dresses instead of buying them.
- Look for deals and vouchers, which you can use to reduce the cost of the items you do want, don’t forget the bigger voucher companies on the internet who offer reduced prices on events as well as products.
- Sometimes supermarkets have special offers on items like flowers and perfume saving your budget; they often do deals on bubbly at this time of the year too.
- If you were sensible after the holiday’s you might have picked the perfect gift at a reduced cost in the January sales.
- Make your own gift and card.
If you are careful with your budget you can make it stretch that little bit further, making Valentine’s Day one that you can afford and not one that makes you go into your overdraft or you put the gifts on a credit card.
Therefore, it is important for you to realise that if you plan carefully there is no reason why you can’t afford a small gift for your loved one this Valentine’s Day.
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