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  1. elizabeth says:

    Each week I allow a set budget for grocery shopping. If I under-spend the allowance, I make a note on my budget spreadsheet of the exact amount spent and record the savings in another column. By the end of the year I can check how much I spent and how much to adjust for the following year. If one week I need extra supplies, I deduct the “over-spend” from the savings column but still record the actual spend in my monthly budget.

  2. I love under spending too on my grocery budget! Thanks for stopping by 🙂

  3. My grocery budget often looks high, but some months are pretty low and then some months are very high because I have to stock up on the bulk items again.

  4. Have you tried spreading out the highs and lows and saving the extra you need when you need to stock up then it doesn’t hit hard on the budget on those high months. Thanks for visiting 🙂 Have a great week!

  5. Does the 14% only cover food? When I go to the store, usually Walmart, I am also buying health, beauty and cleaning supplies. Do you know what percent to spend on those items? Thanks for the great post! I am visiting from Do Tell Tuesday today.

  6. Yes as it was based on the food shopping so all toiletries and cleaning would be on top of this figure! I wouldn’t spend more than about 5% on these items per month though! Thanks for visiting 🙂

  7. You are so welcome 🙂 Will see you tomorrow! 🙂

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