Having control of your money is important, but living a debt free lifestyle is often very different. People who are debt free often live by slightly different rules, they make decisions based on what they know as fact and can walk away from what seems like a great bargain! Being debt free is knowing what…
You need to have credit card sense if you own a credit card! It is simple, understanding how a credit card works and the best way for you to utilize the card to your best advantage is the only way you will win using a credit card! A credit card in the wrong hands is…
Having debt is something that has become more socially acceptable, however, it doesn’t mean that it is always the right answer or even the best solution for your financial plan for your future. If you are looking at reducing your debt over the long-term, it is a great idea if you create a debt reduction…
Your credit rating is an important tool that you should check regularly and look at how to improve it, rather than demolishing it, with each purchase you make. Your credit rating holds potential power over you and the reason your credit application fails or offered at a higher interest rate; it can affect your mobile…
Unfortunately, credit is an important part of society; it allows people to buy things over a period and often includes a high rate of interest paid to the lender, as interest for the money borrowed. It is surprising how much information your credit report has on your personal circumstances and how often it’s referred to,…