If you are looking to get out of debt, the most important item that you must do immediately is to stop spending on credit. It is the most critical item that you can do today. Once you accept that to reduce the debt which you owe, you must reduce the amount you are putting onto…
While everyone is out shopping getting the best deals, are you risking your credit with these purchases? Are you shopping for the deals with money saved or are you putting them on credit? If you are paying for the credit card bills in full when it comes through you are in a better position because…
With the recent news that Apple Pay needs a credit or debit card that’s registered in the US, isn’t great news for other countries but it might get you thinking about your own credit cards and the payment options open to you. If you use any form of credit you must understand what it means and…
If you feel you are drowning in a sea of debt, stop panicking and start taking action now. The only way you will be free of debt is take control of the situation and move forward knowing what you need to do and how to do it. To understand the true extent of your debt…
If you find yourself in a situation where a debt’s passed to a collection agency, it can cause stress and worry especially if you can’t afford to pay what they are demanding. However, it is important that even if you know the debt is yours, you don’t claim the debt until you have taken advice from…