It isn’t easy to manage your money, to pay all the bills and still have money left to do the fun things in life! If you are struggling to manage your money these tips will help you make your money work harder! Taking control of your money isn’t difficult in theory, in practice it is…
You might want to run away and hide from the thought of Christmas in 12 months’ time; however, if you start thinking now how you intend to pay for the festivities then you have the time to save the money you will need and it will be a debt free Christmas! The more you are…
You might think I am crazy discussing Christmas decorations in January, but it is the best time of the year to buy things you need, buying Christmas decorations at this time of the year just makes sense! I’m not buying something just because it is cheap, I must have a need for the item and it must…
Great budgets are going to make sure that you are making your money work as hard as it can for you and not just slip through your fingers and disappear without much of a trace. This is why it is important to learn how to build a great budget. You must have a stable base at the…
Debt is an easy trap to get into and a very difficult one to end, but you can end Christmas debt forever, it is possible to break that cycle of debt! It isn’t easy especially at this time of year, sometimes it does feel that you are being mean or thinking what does it hurt…