Are you encouraging and helping your kids to save money and to understand the principle in saving up for something they really want? Teaching children about money and the principles they will need to understand is important, often children are left to find their own way in the financial world and this can result in…
It is important to have habits, they can keep us organized and have a clean home, but what if your habits are bad ones? Bad money habits are more common than I would like to admit and I have some too. If we identify these bad habits and put them to shame then it makes…
Understanding your money in a way that ensures you make it work as hard as possible for you and not the other way round, is important if you want your accounts in the black. This means that you are not using your overdraft and only spending money than you earn. Once you take the step…
Have you ever had the thought that long-term savings plans are for the rich and famous? Well you would be wrong, they are for everybody. No matter how much money you have, looking towards the future keeps you focused on the goals ahead and not at the problems that are in the past. You must…
If you are looking to get out of the red and take back control of your finances, the most important decision that you will make is to start; it is not easy, but with commitment and hard work, it is possible to get out of the red and start living within your means. It is…