Finding ways to save is great for those that love to find a bargain. Yet, saving is something that we all need to do on a regular basis, it can help you pay for the unexpected as well as larger items that you want or need. By helping you find ways to help you save, I too can use those ideas and make savings too!
However, it is possible to find ways in which you can save money without really thinking about it!
You might be surprised at the ease of finding different ways that you can make your money go further and actually save you money too!
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30 Painless Ways To Help You Save
Finding the best or easiest ways to save money is time-consuming in the beginning, you have to invest time on some of these to actually see a saving. But by using these you will save money, this is why I love finding ways to help you save and make the most of your money!
You have to decide if they are worth your time and what options better fits your needs.
If you need help with budgeting I love Dave Ramsey’s budgeting books, they are easy to follow and understand!
Start with one or two of the suggestions and keep checking back to see if you have time to sort out other ways to save money!
- Loose change: Save up your loose change, get into a habit of putting this change in the same place, you will notice this quickly adding up and it might surprise you how much you are actually able to save.
- Customer rewards: It is a great idea to sign up to customer rewards, make sure that it is a shop that you use regularly, it is not worth your time if you never shop there!
- Coupons: These are great if you use the product and you actually make a saving. Sometimes it is a good idea to think carefully about what you are buying, sometimes it might be a better bargain to just walk away!
- Barter: This is one that I am not always comfortable with and for this reason I tend not to use it; however, it is a great way to reduce the price of something by just asking, the worst that can happen is they say no!
- Cash: I find this is the easiest way to reduce the risk of overspending, you just don’t take any cards out when you go out just cash. This way it reduces the chances of spending more than you have budgeted, potentially saving you money.
- Second-hand: Sometimes it makes financial sense to buy things second-hand, there are great places where you might be able to pick up a bargain or two. Check online sites that are local to you, charity shops normally have some bargains, there are also second-hand shops.
- Repair: If you repair something rather than just thinking you need to replace an item it has the potential for increasing its life!
- Maintenance: If you look after what you have, ensuring that you have your main products maintained regularly, can help to increase the lifespan of your products.
- Renting: I am not talking about your home but items you might only use once. A nice dress for an important night out, a tool you need for a particular job. It is cheaper to rent these items rather than buying them and only using them once!
- Lighting: The light you use in your home, using LED lights, whilst the initial outlay is expensive the length of time they last and the power they use reduces costs in the long-run, compared to normal light bulbs.
- Turn Off: There are some things that we all just leave on without thinking, these still draw power. How many times do you leave your phone plugged in for longer than needed to fully charge?
- Coffee: The morning coffee on the way to work is expensive, it is so much cheaper if you make your own coffee before leaving home.
- Groceries: There is normally room in the grocery budget that you can shave off some money from here!
- Banking: It is possible that by switching banks you can save money, some banks even offer incentives for switching!
- Heating: It is so easy to turn down your thermostat by a degree, you won’t notice the temperature drop, but you might notice the reduction in your bills.
- Lunch: Take your lunch to work rather than buying it every day. If you want a treat you could buy lunch out once a week instead of five, saving you money.
- Eating Out: It is easy to eat out for your evening meal too, cutting back in this area will save you lots of money. It is so much cheaper to cook your meals at home than eating out or even getting takeaways!
- Brands: If you try changing your brands to the cheaper store options it will save you money, you might not even notice the difference!
- Water: Stop buying bottled water, if your water from the tap is safe to drink then this will save you money in purchasing the water and transporting it home!
- Gym membership: If you have a gym membership that you have never used, it is time to cancel it. If you haven’t used it chances are very slim that you are going to start now!
- Magazine subscriptions: Cancel any magazine subscriptions that you have; it is surprising how much these cost and how often a magazine will go unopened.
- Meat-free: Cut back on the amount of meat you buy. It is just as easy to fill out your plates with cheaper options like vegetables and beans to reduce your grocery spending.
- Compare prices: It is so important to compare the prices in different shops; it is so much easier with the internet as it easy to compare a number of different shops without leaving home.
- Bills: Don’t just assume that the bills you receive are right, it is important to check them and to make sure you are getting the best deal for your money.
- TV: Reduce the cost of your TV package, compare other companies and see if there are ways in which is just one of many ways to help you save money.
- Learning: There are so many ways that you can get access to free education on different topics. It is great to improve your knowledge and doing this for free is even better.
- Reading: If you like a good book or even a movie or two, try going to your library, often you can borrow things for free or for a small borrowing fee.
- Special discounts: Sometimes you can find deals and savings, always check that you will save money and use the item too! Sometimes, if something looks too good, there is often a catch!
- Freezer cooking: If you cook more than you need and are able to put some of it away for another meal, this is a great way to save.
- Grow your own: This is a great way to increase the food that you have to eat and barter with and reduce your own costs for food too!
Therefore, if you need to find some ways to save some money, these will help! You might want to pick one or two and then progress through the list on all the ones that apply to you and your needs.
Sometimes it is more difficult to see ways to help you save, you might be too close to the situation and stepping back might highlight areas to help you save money!
It is so great to find new ways to help you save, if I have missed any off the list please let me know!
What tips do you have that will help you save? Comment below!