Understanding your money in a way that ensures you make it work as hard as possible for you and not the other way round, is important if you want your accounts in the black. This means that you are not using your overdraft and only spending money than you earn. Once you take the step…
Have you ever had the thought that long-term savings plans are for the rich and famous? Well you would be wrong, they are for everybody. No matter how much money you have, looking towards the future keeps you focused on the goals ahead and not at the problems that are in the past. You must…
If you are looking to get out of the red and take back control of your finances, the most important decision that you will make is to start; it is not easy, but with commitment and hard work, it is possible to get out of the red and start living within your means. It is…
Saving money for some doesn’t come naturally, for me this is the opposite, if someone gives me money I would automatically divide it up and a percentage automatically goes into my savings account, that is just the way I am and I know that this isn’t a natural option to take. Some people find the…
If you find yourself with a lot of debt, which you can’t afford, you might consider debt consolidation as an option to solve your problems. Understanding what it means and what you need to consider is important, you don’t want to end up with even more debt and not know where to turn to for…