Credit cards have quickly become a necessary accessory and only when the problems of accumulating debt, does it become apparent the financial problems that you are having in clearing off the debt. What is important to realise is you are not alone, there are many people in the same situation as you around the world….
If you are looking for ways to improve your credit rating to enable you to apply for more credit in the future at a better interest rate, it is going to take time but with a little perseverance, it will pay off. There are elements that effects your credit rating and knowing what these are…
If you are looking to take out a bank loan then you might consider the process before applying, to make sure that your chances for acceptance is at the highest level possible. Bank loan preparation You will need to do some preparation before you step foot in a bank to start your application. Do you…
A credit score is a numerical expression based on a level analysis of a person’s credit files, to represent the creditworthiness of that person. If you have little understanding as to what your credit score means and what is the average credit score in the UK, then you won’t be alone. So many financial institutions recommend that you get…
There are many myths that try to point you in a different direction and often these myths are slim on facts, they are miss leading and can cost you money. Understanding the complex issues that surround a credit card and borrowing money is complex, but get this right and it will save you money on…