Author: Sharon

I'm a qualified organizer and I've kept a clean home for over 25 years. I worked in a bank for a few years and saw first-hand the importance of budgeting. Join me as I write about organizing and cleaning your home and life.
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Creating Good Debt

Having debt isn’t always bad, there are times when having debt can actually save you money. This might sound far-fetched, how can any debt be good debt? When you are looking to borrow money for something like a new home, the mortgage company wants to know what interest rate to charge you. To get this…