Author: Sharon

I'm a qualified organizer and I've kept a clean home for over 25 years. I worked in a bank for a few years and saw first-hand the importance of budgeting. Join me as I write about organizing and cleaning your home and life.
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Debt Consolidation

If you are looking at debt consolidation, then you are experiencing some problems with loans or credit cards that you currently have. This indicates to many companies that you might not be the best risk for paying back the money lent, and this can often lead to higher rates of interested offered. To reduce any…