Author: Sharon

I'm a qualified organizer and I've kept a clean home for over 25 years. I worked in a bank for a few years and saw first-hand the importance of budgeting. Join me as I write about organizing and cleaning your home and life.

Not In Savings Mode

If you are struggling to get money into your savings account or you have no money left over at the end of the month, you are not focusing on the savings as a major part of your budget and you are heading to a financial problem. Reasons not in savings mode There are many reasons…

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Why Borrow Money

If you are considering borrowing money in the near future, you might need to consider if it is the right option for you. To borrow money responsibly is great for your credit rating and this can affect your possibility of getting an agreement in place for renting your home. A great credit file is an essential…

Are You Organized?

While you might not like to answer this question on a daily basis, what happens in a job interview for example? How would you respond? There will never be the right answer that meets everyone’s needs but would you admit your faults to a prospective employer, knowing that if they offer you the job they will…