It is important to protect your identity from others who might want to use it for financial gain. It can be time-consuming and difficult to sort out any problems identity theft can cause. You can have damage to your credit file and this can affect the rate you are offered in the future. It is…
If you are under a lot of pressure to pay off debts that you can’t afford, there is the potential that you can end up with bad debt. There are many reasons why you might not be able to afford to pay the money that you borrowed. You don’t have to be a person struggling…
You might think that this is a term out of some horror movie; you might be right but zombie debts can come back from the dead to haunt you. The term refers to debts that you think are resolved, that are then sold to collecting agencies who then try and make you pay for the…
Credit cards have become standard in the modern life, and they do have a purpose in the finances of many people. They are a tool, if used correctly, to improve your credit score. This can mean that you are offered better products in the future, in terms of finance and the rate of interest you…
Are you fed up when you go shopping that your money doesn’t seem to go far enough? Do you wish your budget would stretch that much further? There are ways in which you can do this and they are easy and simple to do. These great money-saving tips will save you money every time you…